Shubham – Housing Finance & Home Loan Company in India

Founded in 2011, Shubham Housing Development Finance Company focuses on providing formal credit to those who may be part of the informal economy. It provides access to the formal credit system in India for people from low-income groups. It is based in Gurgaon, Haryana, and has more than 80 offices across the country.

Introduction to Shubham Home Loans

Shubham offers a wide range of home loan services. It is the most preferred bank by all kinds of people for all kinds of financial services. Shubham Home Loans come with exclusive benefits and are tailored to suit different customer needs.

Loan Eligibility for Shubham Housing Loan

  • The applicant must be over 21 years of age and not older than 65 at the time the loan matures.

  • The borrower must have a working bank account.

  • The applicant must reside in a city where the Shubham Housing Finance office is located.

  • Shubham Housing Financing Home Loan Documentation:

  • Having all the necessary documents ensures fast and efficient loan processing.

The following documents must be submitted for Shubham Home Loans.

  • Fully filled application form

  • Proof of identities such as PAN card, Aadhar, and passport

  • Proof of address – ration card, electricity bill, etc.

  • Documents related to real estate

  • Account statement or savings account

  • Documents to prove your income, if applicable

Shubham Home Loan Calculator

You can analyze your affordability before applying for a home loan. Use Shubham's Home Loan Calculator to find out how much EMI you can afford from your monthly savings. The Shubham House Financial Eligibility Calculator's parameters are monthly income, years of service, expected interest rate, and existing liabilities, which will help you decide on the loan amount to apply for.

Shubham is a leader in providing home finance solutions for those on an informal income. We were one of the first organizations in India to go from document-based underwriting to a bespoke loan program for each client and have grown to become a leading provider of low-interest home loans.

The company motto is to help people outside the formal income group to build happy homes. We do this by fully engaging our customers in discussions about their life stories – where they come from, what they do, and how they earn, spend and save. By taking a holistic view of the customer and agreeing with them that they can pay each month as an EMI, we introduce them to the world of formal home financing – the solution that best suits their needs. Apply Home Loan Online and get your application approved.

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