A new car is still very important in United State of America. Despite all the trends such as car sharing, rental cars or driving services, USA spend an above-average amount of money on new cars. Newly registered cars cost around 60% of the gross annual salary in 2015 – this number has not changed much since 1996. Favourable leasing rates for private customers and sometimes high discounts make it possible.
Another determining factor for the large number of new cars on our roads are business leasing contracts. Often there is no down payment and the monthly rate can be included in the tax return to reduce profit – predictability and flexibility are just some of the advantages of company car leasing.
The subject of new car leasing has long been of interest to business customers. Private customers can often benefit from equally attractive leasing conditions and purchase the car they want at affordable rates. Professional advice is definitely worthwhile here.
This guide is intended to bring you closer to the topic of leasing step by step to the right leasing plan.
Leasing: a dream car with little money?
The manufacturers’ leasing offers are often tempting. The dream of a new car can come true for comparatively little money. Leasing rates can be chosen flexibly. With a special leasing payment at the beginning of the term, the monthly instalments are further reduced. Even well-equipped mid-range cars can be parked in the driveway for less than 300 euros per month.
Financial stamina is required: only solvent customers become lessees
However, unlike car financing or cash purchases, the car does not belong to the lessee at the end of the contract period. It is returned to the dealership or the manufacturer. Leasing is therefore more like a rental relationship in which the deposit paid at the beginning is forfeited – the so-called special leasing payment remains with the manufacturer or his house bank. Anyone thinking about leasing should be aware of the total cost. As with a loan, the car incurs monthly costs that cannot be deferred. On the other hand, fixed rates also mean a certain planning security. And those who can no longer service the leasing instalments for professional or other reasons usually come out of the contract with a leasing assumption.
- Contract term (thus also total mileage)
- Collection and admission As with any car, there are also fixed costs:
- Maintenance and care of the vehicle
- Taxes and license fees
- Insurance -> included in leasing depending on the offer
At the end of every leasing contract, decisions are made: Do I keep the car – so do I buy it or do I need follow-up financing? Or do I opt for a new leasing contract?
The lessee thus has the advantage of being able to weigh up all options and, for example, to make this dependent on the then existing financial framework conditions of the household.
Bring the car – this is how it works with leasing
The contact persons:
Regardless of whether the leasing has a private or business background – in many cases the route goes through the respective manufacturer and the affiliated dealers and branches. The leasing contract itself is then concluded with the manufacturer’s leasing company, which is a department of the house bank. But there are also leasing service providers who offer several or even almost all manufacturers. The leasing offer from Car dealership is outstanding here: Particularly favourable leasing conditions can be offered across brands for all current models. Experienced new car leasing experts are available at any time as contact persons for advice over the phone. That’s why:
Due to the large number of manufacturers and leasing providers, a comparison should be made before signing a leasing contract. Due to large customer discounts or favourable price developments on the used car market, individual car models can be extremely cheap to lease at times. As a rule of thumb, the more expensive the vehicle, the more it is worth leasing.In general, however, you should get a large number of different offers, as there can be a wide variety of offers depending on the market situation.
So-called $99 Car leasing no money down is currently in great demand. This means leasing models that are available for a monthly leasing rate of USD 99. Whether $99 leasing is feasible, however, always depends on the vehicle model, the selected equipment line and any extras as well as, of course, a certain down payment, the kilometres travelled per year and the contract period itself. For example, who is interested in a micro or small car and places little value on additional extras and equipment details, for example, leasing 99 dollars can be made possible with a 48-month leasing contract period.