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A trip abroad can provide the much-needed respite for individuals from their hectic schedules. However, foreign trips can be expensive and carrying cash abroad can be risky and unfruitful as well. Also, paper cash is challenging for travellers as they need to exchange the currencies to use them.

Credit cards are increasingly becoming one of the most preferred payment options for travellers abroad. They offer multiple benefits that can help a traveller to save a lot of money while meeting the necessary financial expenses.

These are the best travel credit card features that exclusively benefit a traveller like you –

Complimentary perks

Research travel

Card issuers provide complimentary perks along with travel cards. These perks include checked-in baggage fees, complimentary in-flight meals, etc. Cardholders can also avail complimentary airport lounge access with the help of such travel cards. The lounges offer perks like complimentary drinks, F&B, etc.

The Bajaj Finserv RBL Bank SuperCard offers up to 4 complimentary airport lounge accesses per year. They also offer other benefits including-

  • Welcome gift of 12,000 reward points.
  • Effortless EMI conversions.
  • Emergency personal loan facilities.

They also provide pre-approved offers on credit cards to save time and to make the process of availing them easier. Pre-approved offers are valid on credit cards as well as on home loans, business loans, personal loans, and on various other financial products and services. You can check out your pre-approved offer by sharing a few necessary details.

Enjoy discount on payments with preferred partners by paying with travel credit card

Travel Credit Card

Card issuers partner with different online portals that offer discounts on each transaction made with the travel cards. For instance, some card issuers offer discounts and reward points on flight tickets and hotel bookings. Cardholders can make travel bookings through the partner service providers to enjoy such benefits.

Better exchange rates

If a cardholder makes a payment in a foreign country, merchants offer the option to make the payments in the currency of visited country or the home currency the card was issued in. Making the payments with the home currency may seem suitable for a cardholder but the actual amount will additionally include merchant fees.

Similarly, if a cardholder decides to make the payments by cash, they can end up paying a high amount as foreign currency exchange charge. A travel credit card can help a cardholder to avoid all these charges.

Credit card issuers offer lower exchange rates than both merchants and foreign exchange as the funds offered is plastic and not paper cash. A travel credit card is a must-have for purchases or transactions abroad.

Loans in case of emergencies

Cash loans

Cardholders travelling in a foreign country may require funds urgently in case of emergencies. Card issuers offer loans for such cases so that the cardholders can deal with the emergency situation in a distant country without any hassle. The Bajaj Finserv RBL Bank SuperCard comes with interest-free personal loans on the available card limit for up to 90 days.

Reward points for future trips

Cardholders can earn huge reward points by making payments with a travel credit card. Along with a significant signing bonus, they can also earn around 20 reward points on every Rs. 100 spent internationally. These reward points can be saved and used to reduce the expenses of the next foreign trip or any other day-to-day expenses.

Credit card issuers also offer frequent flyer miles on credit cards. Cardholders can select specific airlines that offer the most air miles and respective discounts or reward points or both. They can redeem these miles on air tickets and hotel bookings.

Credit cards are now replacing paper money as the most preferred form of payment while traveling abroad. With different types of credit cards in the market, you must know how to choose the right credit card for yourself to avail maximum benefits.


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