Global Peer to Peer Lending Market Forecast, Share, Size, Growth 2022-2027

The peer to peer lending market is estimated to be about 18 billion dollars in 2019, and the market is expected to grow by 19% in 2026 due to the increasing amount o

The peer to peer lending market is estimated to be about 18 billion dollars in 2019, and the market is expected to grow by 19% in 2026 due to the increasing amount of borrowers in the recent years. Peer to peer lending lets borrowers directly communicate with lenders through P2P lending. P2P lender’s platform. Here, we will discuss the Global Peer to Peer Lending Market Forecast, Share, Size, Growth 2022-2027.


The use of these platforms can help to lower costs by eliminating operating expenses like the maintenance and staffing branches that are physically located and many more and is driving the development of this market. Additionally, the advancements in technology and the lower cost of operations are propelling the worldwide peer-to-peer market for lending.

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The growing student population is requesting loans with a lower rates of interest, which is expected to boost the growth of the peer to peer lending market up to 2026. In addition, the growing awareness to settling personal debts quickly is another reason behind the growing acceptance of the peer to peer lending markets, worldwide.


The global peer-to-peer Lending market can be classified by the business model and the end-user. Based on the end customer, the market could be classified into small business credit, consumer credit student loans, real estate.


The consumer credit segment is the dominant market. However the small-business segment is predicted to expand at the fastest CAGR over the forecast. Financial institutions are restricted in providing loans to small businesses or businesses because they will not be able to pay back.

Peer to peer lending , also known as P2P market is a solution by providing small-scale businesses with loans with lower interest rates swiftly and effectively.

The market for regional peer-to-peer lending is growing rapidly and expanding into various regions like Asia-Pacific, North America, Europe, South America and Middle East & Africa.


North America is the largest market for the peer to market for peer lending because of the increasing dependence on the internet platform in the region.

But, the Asia-Pacific markets for lending to peers is predicted to expand rapidly in the coming years due to due to the huge student populations in emerging economies like Japan as well as India and the growing the number of startups and companies seeking funding to fund their ventures.

The main players in the peer-to-peer lending market are LendingTree, Inc, Lendingclub Corporation, onDeck Capital, Inc., Funding Circle Limited, Prosper Marketplace, Inc., Zopa, Kiva, CommonBond Inc., Upstart Network Inc., CircleBack Lending, Inc. and many more. The major companies are developing new technologies and are reducing their interest rates to remain on top in the marketplace. Other strategies to compete include mergers and acquisitions as well as marketing on the internet.

The years considered for the report for Global Peer to Peer Lending Market

  • Historical Years from 2016 to 2019
  • Base Year 2020
  • Estimated Year: 2021
  • Forecast Time 2022-2027

Goal for Study for Global Peer to Peer Lending Market

  • To study and forecast the size of the global peer-to- loan market.
  • To categorize and forecast the worldwide peer-to-peer lending market based on the business model, the end-user and distribution across regions.
  • To identify the main drivers and issues in the global peer-to-peer lending market.
  • Examine changes in the competitive landscape such as expansions and plans for marketing and mergers and acquisitions and so on. and in the worldwide peer-to-peer market for lending.
  • To determine and analyse the characteristics of the top players in the global peer-to- loan market.

TechSci Research performed both primary as well as extensive secondary research in this research. In the beginning, TechSci Research sourced a list of loan companies around the globe. Then, TechSci Research conducted primary research surveys with these firms.

In the course of interviewing, participants were also asked about their competition. By using this method, TechSci Research could include lenders that were not identified because of being unable to conduct secondary research. TechSci Research analyzed the lending services and distribution channels, as well as the existence of all major lending service providers around the world.

TechSci Research calculated the market size of the global peer to lender market using the bottom up strategy that included data from various segments of the end-user were recorded and forecasted for the upcoming years.

TechSci Research sourced these values from industry experts and representatives of companies, and then externally validated them by analysing the historical data for these types of applications and products to determine an accurate, market size overall.

Numerous secondary sources, such as news articles on company websites or press releases, annual reports from companies as well as investor presentations as well as financial statements were examined in TechSci Research.

Key Target Audience:

  • P2P lending companies
  • Consulting and research organizations as well as consulting firms
  • The government bodies include those that regulate the authorities as well as policymakers
  • Forums, organizations, and alliances connected to the peer-to-peer lending market

The study can be useful in providing the answers to many important questions for industry players including lenders, lending service providers, partners and end users and so on. In addition, it assists them to plan investment strategies and maximizing opportunities in the market.

Mr. Ken Mathews
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