India Gold Loan Market

India Gold loan markets are anticipated to expand at a remarkable rate over the forecast time. This Indian demand for gold loans is encouraged by the rising presence

India Gold loan markets are anticipated to expand at a remarkable rate over the forecast time. This Indian demand for gold loans is encouraged by the rising presence of gold loan provider firms, NBFCs, fintech firms, banks as well as others. The gold loan companies have expanded their reach across the country, opening new branches, primarily in the eastern and northern regions. The result is expected to have a positive impact on the market's growth until 2025. In addition, the provision of gold loans on digital and online platforms will provide lucrative opportunities for the market's growth. In addition, gold loans are an effective method of raising fast and short-term capital for those who need it. Here, we will discuss India Gold Loan Market Forecast, Size 2021-2027. 

Also, for lenders, India Gold Loan Market can be advantageous due to its short return times, minimal processing costs and time, and a high return on investment because of the high-interest rates, and many others. 

This is likely to boost the growth of the market in the coming years. In addition, the sudden outbreak and spread of the pandemic COVID-19 as well as the lockdown and shutdown of the economy has affected the India Gold Loan Market as well. The ease of government restrictions and a gradual overhaul of the economy following the lockdown, it is expected to boost the growth of the market, as gold loans are gaining popularity when compared to every other loan. The lockdown has created unemployment, and people are taking advantage of India Gold Loan Market to satisfy short-term requirements. In addition, the rise in gold prices and the elimination of business restrictions are expected to further boost the growth of the market over the time frame forecast.

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This Indian gold lending market has been divided by lenders' type as well as the method of disbursement as well as interest rate regulator market type, application, customers, location, and company. Based on the kind of lender the market is divided into informal and formal. In this case, the formal sector is anticipated to see significant growth in the coming years. It is further divided into a variety of NBFCs and banks and Nidhi companies. The NBFCs segment is anticipated to lead the market due to the associated advantages, including quick approval of loans, no documentation and greater accessibility, higher penetration as well as flexibility in the number of loans as well as high loan-to-value ratios, among other things.

Some of the major players within the Indian gold lending market include Muthoot Finance Ltd., Manappuram Finance, Indian Bank, India Overseas Bank, Federal Bank, South India Bank, State Bank of Travancore, IIFL, HDFC Bank, ICICI Bank, and others. The companies are in the process of developing cutting-edge technology and are launching new plans and services to remain competitive in the market. Other strategies for gaining competitive advantage include mergers and acquisitions, as well as the development of new plans and services.

The years considered for the report

  • Historical Years: 2015-2018
  • Base Year: 2019
  • Estimated Year: 2020
  • Forecast Period: 2021-2025

The objective of the Study:

  • To determine and forecast the size of the India gold-related loans from 2020 until 2025 and the increase rate to 2025.
  • To define the forecast Indian gold market for loans based on the type of lender, method of distribution, interest rate, regulatory authority, type of market application, end-users regional distribution, and company.
  • To determine the most dominant region or segment of the Indian gold lending market.
  • To identify the main drivers and issues in India gold lending market.
  • To study changes in the competitive environment, like expansions and new product launches mergers and acquisitions, etc. In India the gold lending market.
  • To analyze and identify the performance of the top players operating in India Gold Loan Market.
  • To determine the most sustainable strategies that market players use in India the gold lending market.

TechSci Research performed both primary and extensive secondary research to support this study. In the beginning, TechSci Research sourced a list of service providers in the United States. Then, TechSci Research conducted primary survey research for the identified firms. In the course of the interview, the participants were also asked about their competition. With this method, TechSci Research could include service providers that were not recognized due to being unable to conduct secondary research. TechSci Research analyzed the service suppliers, vendors, and presence of all the major players in the nation.

TechSci Research calculated the market size of the India Gold Loan Market by using a bottom-up model using which data from various segments of customers was collected and forecasted for the upcoming years. TechSci Research sourced these values from experts in the field and representatives of companies, and then externally verified them by analyzing historical data on the various types of products and applications to arrive at accurate, global market size. Diverse secondary sources like news articles on company websites and press releases, as well as annual reports of companies as well as investor presentations as well as financial statements, were examined through TechSci Research.

Key Target Audience:

  • Service providers for Gold loans, banks/NBFCs, and other stakeholders.
  • Authorities of the government, such as regulatory authorities as well as policymakers
  • Forums, associations, and organizations in connection with gold loans
  • Consulting and market research firms


The study can be useful in answering a variety of crucial questions that are vital to the stakeholders in the industry like vendors, service providers, partners, customers, and more. in addition to aiding them to plan investment strategies and maximize market opportunities.

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